Chamber of Economy of Montenegro hosted training on Global Financial Trends

On February 18, the Chamber of Economy of Montenegro , in collaboration with the Western Balkans Chamber Investment Forum and with support from the European Commission, organized a training session titled “Where Are Our Finances Sailing?” The event featured Gojko Maksimović, CFA, Director of the Financial Markets Sector at Hipotekarna Banka AD Podgorica, as the keynote speaker.

During his presentation, Maksimović provided an in-depth analysis of the current state of international financial markets. He focused on the public finances of Western Balkan countries while addressing key economic challenges and opportunities anticipated for 2025. Maksimović warned that the global economy is poised to enter an unpredictable period, largely driven by potential political changes and pivotal decisions from leading central banks. He underscored the critical role of credit ratings as indicators of economic stability. As it was stated, a credit rating reflects a country’s ability to meet its obligations to investors. It is therefore crucial to enhance it through fiscal responsibility and stable economic policies. A favorable rating can significantly ease access to international financial markets and lower borrowing costs.

Analyzing Montenegro’s financial market and banking sector, Maksimović emphasized the strong link between the domestic economy and global financial trends. He noted that decisions made by the European Central Bank and the U.S. Federal Reserve will directly impact interest rates, capital availability, and investment flows throughout the region. Concluding his presentation, he asserted that 2025 will bring both challenges and opportunities for countries and investors. He called on policymakers to focus on maintaining fiscal discipline, strengthening institutional frameworks, and attracting investments capable of fostering long-term, sustainable economic growth.

In addition to addressing market trends, Maksimović stressed the importance of ongoing education in finance and investments. He urged participants to remain informed about economic developments and to proactively adapt to evolving market conditions.